Consumeradvice

tretanz

Payday Loans: Unaffordable, Unsustainable, Under Scrutiny

It’s the beginning of November. Suddenly, shop windows are filled with tinsel, the high street resembles a chaotic free-for-all and the same festive songs begin to be played ad nauseum. Like it or not, Christmas is just around the corner, and with that, many of us are tempted (or forced) to overspend and overstretch our …

Payday Loans: Unaffordable, Unsustainable, Under Scrutiny Read More »

Remember, Remember the 5th of November – Changing Opinions on Fireworks, Bonfires and All Things Guy Fawkes

Guy Fawkes Night, celebrated on the 5th November every year, marks the infamous ‘Gunpowder Plot’ against the House of Lords in 1605, in which explosives were used in an attempt to assassinate King James I of England. Guy Fawkes was caught guarding the explosives and ultimately failed in his attempt. Ever now, over 400 years later, …

Remember, Remember the 5th of November – Changing Opinions on Fireworks, Bonfires and All Things Guy Fawkes Read More »

Climate Change: Consumer Responsibilities and Activities in Reducing Our Negative Impact on the World

The topic currently on everyone’s lips (and quite rightly so) is the impact that our actions are having on the environment. With carbon emissions causing harmful greenhouse gasses, increasing the rate of global warming and irreversibly changing ecosystems, it has never been more important for us as a species to act more responsibly and ensure …

Climate Change: Consumer Responsibilities and Activities in Reducing Our Negative Impact on the World Read More »

ISA – Getting a Good Deal? Help-To-Buy Scheme Deadline Approaching

With the deadline of 30th November for applications for help-to-buy ISAs fast approaching, our team at consumeradvice.scot have demystified and simplified the process of applying for a help-to-buy ISA before it’s too late. A substantial free bonus is paid by the government, leaving many to wonder why first-time buyers wouldn’t want to apply for the scheme …

ISA – Getting a Good Deal? Help-To-Buy Scheme Deadline Approaching Read More »

Keeping Communication Current: Top Tips to Avoid Unnecessary Expense

Tablet, Mobile Phone, Laptop, 4G TV with 3 different subscriptions and internet access. That’s a list of my own telecommunication devices, subscriptions and monthly costs that enable me to keep fully involved and interacting effectively with what is happening in the world. It’s a shopping list that seems to grow in length with every passing …

Keeping Communication Current: Top Tips to Avoid Unnecessary Expense Read More »

Consumer Detriment, Harm and Vulnerability: The Often-Overlooked Casualties

Unfortunately, when Government Commissions are developed in order to address issues which affect the general population, little consideration is afforded to decisions which may ultimately impact the most vulnerable in our society by consumer detriment. Some work has been done recently in addressing the problems faced by vulnerable consumers, yet there is much more which …

Consumer Detriment, Harm and Vulnerability: The Often-Overlooked Casualties Read More »

Right to Repair 2021: Electrical Appliance Top Tips, Now!

With confirmation that the European Union will be implementing ‘right to repair’ principles in the production of lighting, washing machines, dishwashers and fridges by 2021, increased responsibility will be placed on manufacturers to ensure that these appliances are made longer-lasting, with additional responsibilities concerning maintenance for up to ten years. The consumer appliance market in …

Right to Repair 2021: Electrical Appliance Top Tips, Now! Read More »

Thomas Cook Administration: Your Rights Explained

In the largest repatriation project in recent times, dubbed ‘Project Matterhorn’, the Civil Aviation Authority will see over 150,000 Thomas Cook customers brought home from abroad after the company announced that they are entering compulsory liquidation. Thomas Cook, founded over 178 years ago, originally operated trips for the Temperance Movement. However, the company has hit financial …

Thomas Cook Administration: Your Rights Explained Read More »

Harm and the Farm: Illicit dealings in Puppy Farming

When the term ‘puppy farm’ was first put to me, my mind’s eye conjured up images of dogs bounding happily and freely through fields. I thought of a friendly farmer and his family spending time with their dogs, long walks in the countryside and fresh air. Unfortunately, the reality is often a lot less pleasant. …

Harm and the Farm: Illicit dealings in Puppy Farming Read More »

Colder and Darker and Costly, Oh My – Planning Energy Costs Over the Winter Months

We are fast approaching that time of the year when the weather doesn’t know quite what to do. It’s sunny one minute, with bitter winds and lashing rain the next. The heating is on and off intermittently as the colder evenings draw in and electricity usage increases as we are forced to light our homes …

Colder and Darker and Costly, Oh My – Planning Energy Costs Over the Winter Months Read More »